Compare the full cost
- Interest rate and whether it is fixed or variable.
- Initiation and service fees.
- When repayment begins.
- Whether a surety or sponsor is required.
- What study costs can be financed.
Borrow only after funding checks
Before taking debt, check NSFAS, bursaries, scholarships and university financial aid for which you may qualify.
Before you act
- 1Read the requirements
- 2Use the official source
- 3Complete the action carefully
- 4Save your reference number or confirmation
Sources & verification
Rules, amounts, payment arrangements, deadlines and application processes can change. Verify important actions with the provider or government source below.